The Apple will turn the owner of the smartphone into "the walking ATM"

Apple has developed one of the most courageous of algorithms to convert all smartphone users in the "walking ATM machine". This algorithm is already in the pending patent, allows anyone to get cash from other, more affluent users nearby.

So, imagine a situation - you want to eat, and the nearest cafe, where you threw a table his mortal body, does not accept the card. ATM nearby can not see - what to do? Apple engineers offer out under difficult name «ad-hoc cash-dispensing network» (self-organizing network of cash). All you need is to run a custom application, and enter the desired amount of cash. On the next point, the application distributes the request to other users in the vicinity (using location information of the first user).

When someone close to you from the user agrees to give you cash out of your wallet, you tell him your exact location to meet and get your bill. It is also proposed to use the card, where your future lenders will be displayed as asterisks (if the request for extradition made of money), or in the form of question marks (if you have not received a request), or a cross (if refused to comply with your request.)


Additionally developers included in the patent specific ratings of "spontaneous creditors." Rank will show how satisfied - or dissatisfied - asylum already have the account of the specific user. Finally, it is possible to select from the list of possible lenders only those who score above a certain value. It all depends on how much you need the money.

At an internal meeting with the lender, you as the petitioner cash, confirm on your phone iPhone, that the transfer of money held. Issued money debited from your account in the service iTunes. There's even a small reward for good creditors - it is also deducted from your iTunes account with the required sum. Apple the company also receives a small share of its mediation. The patent application describes a scenario where one party gives the other the amount of $ 50 U.S.. In this case, Apple took away $ 5 for the service, but the one who gave the money, get another $ 3 in your account. Although such a "bank fee" seems excessive in the world where there are plenty of ATMs on every corner with lower rates for cash, there are a number of cases where this service can be a salvation.